FraudPoint Score

LexisNexis^® FraudPoint^® Score leverages predictor variables from more than 34 billion public records from more than 2,000 sources. FraudPoint Score contains information about more than 400 million identities.

FraudPoint Score uses advanced modeling to assess inconsistencies and fraud patterns in application profiles. FraudPoint Score is a holistic examination into known fraudulent profiles using complete identity data sets and high-powered analytics derived from predictive attributes.

The sources include identity information from consumer reporting agency sources, EDA (electronic directory assistance), utility records, local, state and federal government records, and the LexisNexis^® Risk Solutions customer network. Sources are updated at varying intervals, including daily updates.

FraudPoint Score predicts the likelihood that an application contains fraudulent or misrepresented information and will result in identity fraud if the account is opened. The score presents results in a three-digit score ranging from 300 (highest fraud risk) to 999 (lowest fraud risk).  Along with a numeric score, FraudPoint Score returns warning codes, which provide additional granular insight to pinpoint the high fraud-risk conditions that most contributed to the score. To further focus your efforts, risk indices are also returned, summarized as a 1–9 value, to provide powerful insight into the type of identity fraud that is being attempted.