InstantID Consumer Verification with Red Flags Rule Report Search

The LexisNexis® InstantID® search validates and verifies identity information (name, address, phone, SSN (Social Security number), and DOB (date of birth)) across multiple databases using a powerful proprietary search and comparison process. The search also identifies potentially high-risk data. This data may include a prison address, a campground address, a disconnected phone number, or an SSN of a deceased person.

The LexisNexis® Red Flags Rule Report identifies suspicious personal identifying information and displays warning codes when red flags risk factors are present. Red flag alerts warn users of suspicious activity with warning conditions or red flag alerts, clearly associated with red flags guidelines. Users are alerted to suspicious personal information such as a false or disconnected telephone number, a miskeyed or mismatched SSN, an invalid ZIP Code, and more.

  • Depending on your product subscription, you may not have access to this search.
  • Your DPPA (Driver’s Privacy Protection Act), GLBA (Gramm‐Leach‐Bliley Act), and DMF (Death Master File) permissible use selections appear at the bottom of the form. Click the links if you need to change your permissible use selections before you run a new search.
  • Boolean search characters are not accepted for this search request.
  • Enter information in at least one field. When you enter information into multiple fields, your search precision increases.
  • When you search common names, complete as many fields as you can to avoid large result sets.
  • To view source information for this search, click Source.
  • For additional information about this scoring model, see FraudPoint Score.
Fee Notice This search has an incremental, per transaction fee that is not included in your subscription costs. To avoid any additional fees, use your browser's back button.

The InstantID Consumer Verification search works best if you enter as much information about the person that you have. This search verifies the input information with dozens of databases and completes sophisticated multi-source data comparisons to maximize accuracy. Indications are given if a bankruptcy is filed, if the phone number does not match with the name or address, or if the SSN was issued prior to the DOB.

For the most precise results, provide information in the following fields:

  • SSN
  • DOB:MM, DOB:DD, and DOB:YYYY
  • Last Name
  • First Name
  • Street Address
  • City
  • Phone
  • State
  • ZIP Code
Procedure:
  1. Enter the SSN with or without dashes or spaces (for example, 123456789, 123-45-6789, or 123 45 6789).
  2. Enter the subject's DOB in the MM/dd/yyyy format (for example, 02/14/1963).
  3. Enter the last name.
  4. Enter the first name.
  5. Enter the middle name or the middle initial.
  6. Enter the street address with or without numbers.
    You can also include any other details (for example, Ave, St, Ct, or Blvd).
  7. Enter the city.
  8. Select the state.
  9. Enter the ZIP Code (for example, 12345 or 12345-6789).
  10. Enter a complete phone number with or without dashes, spaces, periods, or an area code (for example, 1234567891, (123)4567891, 123 456 7891, 123 4567891, 123-456-7891, 123.456.7891, 456-7891, or (123) 456 7891).
  11. Enter the driver license number.
    Note These fields are applicable to InstantID only.
  12. To associate your search with a customer or a topic, provide a label (for example, the customer's name or a topic name) in the Reference ID field.
    The History function lets you view the searches that are associated with a reference ID.
    Note Your organization may require a reference ID in a particular format. Additionally, the contents of this field may be automatically completed or the field may have restrictions that are configured by your administrator.
  13. Click the watchlists to be included in your search, or select None to omit watchlists from your search.
    If you click OFAC & Global Sanctions Lists or FARA & PEP, select the lists to be included in the search.
  14. In the Passport (upper line) field, enter the 44 characters from the top line of the passport (for example, <XYZDOE<<JOHN<EDWARD<<<<<<<<<<<<<<<<<<<<<<<<).
  15. In the Passport (lower line) field, enter the 44 characters from the bottom line of the passport (for example, 012345678XYZ6407151A1234567<<<<<<<<<<<<<<<01).
  16. Select the gender.
  17. Click Search.