RiskView Scoring Models
LexisNexis® RiskView™ Scoring models use alternative credit data and can help drive critical decisions for specific markets at acceptable levels of risk.
The results are assigned a score from 501 through 900. All of the scoring models can be used for credit applicants who cannot be scored using traditional credit history or for credit applicants who do have established credit history.
Score results with these RiskView model options can vary because they are each targeted toward a specific industry. Score results can also vary from other industry credit scores because each agency uses their own mathematical formula and data content to calculate individual credit scores.
Questions about establishing appropriate score cutoffs with the RiskView Scoring models should be directed to your LexisNexis® Risk Solutions account representative.
- Auto Lending Score
- The RiskView Auto Lending Risk Score is designed to provide predictive insight about the creditworthiness of automotive loan consumers. The score is targeted to the automobile lending market.
- Bank Credit Card Score
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The RiskView Bank Credit Card Risk Score is designed to provide predictive insight about the creditworthiness of potential financial institution credit card holders. The score is targeted to the issuers of financial institution credit cards.
- Demand Deposit Account Score
- The RiskView Demand Deposit Account (DDA) Risk Score is designed to provide predictive insight about the creditworthiness of potential demand deposit account customers. The score is targeted to retail banks and credit unions that make demand deposit account opening decisions.
- Short-Term Lending Score
- The RiskView Short-Term Lending Risk Score is designed to provide predictive insight about the creditworthiness of potential loans provided by short-term loan providers. The score is targeted to the short-term lending market.
- Retail Credit Card Score
- The RiskView Retail Credit Card Risk Score is designed to provide predictive insight about the creditworthiness of potential retail credit card holders. The score is targeted to the retail lending market.
- Telecommunications and Utility Score
- The RiskView Telecommunications and Utility Risk Score is designed to provide predictive insight about the creditworthiness of potential telecom and utility service customers. The score is targeted to cellular, pager, and other telecom service providers.