DMF Permissible Uses
You can select the DMF (Death Master File) permissible use for a session unless your administrator has pre-selected the permissible use for user sessions.
The SSA (Social Security Administration) receives death records from a number of sources, including but not limited to, family members, funeral homes, hospitals, federal agencies, postal authorities, and financial institutions. The NTIS (National Technical Information Service) disseminates DMF data on behalf of the SSA. The DMF does not contain a death record for all deceased persons; the absence of a person’s name from the DMF should not be considered proof that the person is alive. Furthermore, the accuracy of the DMF is not guaranteed by the SSA.
Pursuant to a law passed in December 2013 (Section 203 of the Bipartisan Budget Act of 2013 [15 CFR part 1110]), access to information that is contained in the SSA DMF is limited during a three-year period beginning on the date of an individual’s death. As of March 26, 2014, access during that three-year period is limited to authorized users and recipients who qualify for certification.
The NTIS is now calling the pre-March 26, 2014, file the Open Access Death Master File. They are calling the post-March 26, 2014, file the LADMF (Limited Access Death Master File).
On March 26, 2014, when the Bipartisan Budget Act of 2013 changes took effect, LexisNexis® Risk Solutions began to limit access to records of deceased individuals within the LADMF to only those customers with a permissible purpose under the law and who sign a contract addendum with LexisNexis Risk Solutions with additional terms and conditions surrounding access to and safeguarding of the LADMF data.
- Open Access DMF
- The DMF product made available through LexisNexis Risk Solutions, that obtains the data from NTIS, and starting on March 26, 2014, does not include the DMF with respect to a deceased individual at any time during the three-year period that begins on the date of the individual’s death.
- Limited Access DMF
- The LADMF includes DMF data with respect to a deceased individual for a three-year period that begins on the date of the individual’s death and after March 26, 2014. The LADMF is made available through LexisNexis Risk Solutions as a Certified Person, by the NTIS. The addendum governs the recipient’s access to DMF data from LexisNexis Risk Solutions (or the applicable LexisNexis Risk Solutions affiliate), whether full or partial LADMF records of deceased status, and through any format, including online, XML feed, or in-house file processing through LexisNexis Risk Solutions.
The following table describes the possible DMF permissible use selections.
| Permissible Use | Description |
|---|---|
| Legitimate Fraud Prevention Interest | Recipient has a legitimate fraud prevention interest to detect and prevent fraud or to confirm identities across its commercial business or government activities. |
| Legitimate Business Purpose Pursuant to a Law, Governmental Rule, Regulation, or Fiduciary Duty | Recipient has one or more of the purposes permitted under 42 USC
1306c including fraud prevention and ID verification purposes.
Recipient’s specific purpose for obtaining LADMF data is one or more of the following uses:
|