GLBA Permissible Uses

You can select the GLBA (Gramm‐Leach‐Bliley Act) permissible use.

The GLBA of 1999 (Financial Modernization Act of 1999) (15 U.S.C. 6801 to 6809), which became effective November 12, 1999, is a federal law enacted to govern the distribution and use of materials held by financial institutions containing consumers' personal financial information, in conjunction with any similar state laws that may be more restrictive than the GLBA.

If you select a GLBA permissible use, then your search runs against data that is regulated by the GLBA.

If you select I Do Not Have a Permissible Use, then your search is run against data that is not regulated by the GLBA. All LexisNexis^® Risk Solutions databases, which contain non-public information that is individually identifying information, are made available for lawful and appropriate uses only.

The available GLBA Permissible Use selections may change depending on your organization's product subscription.

The following table describes the possible GLBA permissible uses.

GLBA Permissible Use Selections and Examples
Permissible Use	Description
Fraud prevention or detection	For use to protect against or prevent actual or potential fraud, unauthorized transactions, claims, or other liability. Examples: Fraud prevention or detection by government sector Fraud prevention or detection by private sector Due diligence research on potential or existing customers or applicants Due diligence research on potential or existing vendors Due diligence research on present or future alliances or acquisitions Insurance claims investigations Asset verification Locate criminals, witnesses and victims of fraud Locate beneficiaries and heirs Locate customers for legal purposes Child support enforcement Risk management analysis
Legal Compliance	For use in complying with federal, state, or local laws, rules, and other applicable legal requirements. Examples: Locate beneficiaries and heirs Locate customers for legal purposes Locate shareholders Locate pension beneficiaries Legally required employee investigation Legally mandated authentication Service of process for legal compliance Insurance claims investigation
Required Institutional Risk Control	For use in required institutional risk control programs. Examples: Required risk management Legally mandated authentication
Transactions Authorized by Consumer	As necessary to effect, administer, or enforce a transaction requested or authorized by the consumer. Examples: Collection activities Skip tracing to locate debtors Skip tracing to locate references Child support enforcement Asset verification
Use by Persons Acting in a Fiduciary Capacity on Behalf of the Consumer	For use by persons acting in a fiduciary or representative capacity on behalf of the consumer. Examples: Locate beneficiaries and heirs Locate shareholders Locate pension beneficiaries
Use by Persons Holding a Legal or Beneficial Interest Relating to the Consumer	For use by persons, or their representatives, holding a legal or beneficial interest relating to the consumer. Examples: Child support enforcement Locate beneficiaries and heirs Locate shareholders Locate pension beneficiaries Due diligence research on potential or existing customers or applicants Due diligence research on potential or existing vendors Due diligence research on present or future alliances or acquisitions
I Do Not Have a Permissible Use	For persons who do not have a GLBA permissible use.