InstantID Business Business Risk Indicators

The LexisNexis® InstantID® Business report can return up to eight potential business risk indicators.

The following list contains all of the possible risk indicators:
  • The input business name matches OFAC file
  • The input business name matches non-OFAC global watchlist(s)
    warning.pngThe InstantID Business basic report only runs the OFAC (Office of Foreign Assets Control) watchlist. This indicator is only returned in the compliance and the compliance with Small Business Financial Exchange (SBFE®) report.
  • Bankruptcy on record suggests the business may be defunct
  • Business not in good standing according to Secretary of State
  • Business inactive according to Secretary of State
  • Business is not registered at Secretary of State of input business state
  • The input business TIN is associated with a different business name and address
  • Unable to verify business name, address, TIN and phone on business records
  • Unable to verify business name on business records, but alternate business name found in business records
  • Unable to verify business name on business records
  • Unable to verify business address on business records
  • Unable to verify business TIN on business records
  • Unable to verify business phone number on business records
  • Business first reported in last 12 months
  • Business first reported in last 24 months
  • The input business address may be a previous address
  • Address mismatch between the input business city/state and zip code
  • The input business address is a vacant address
  • The input business phone number may be disconnected
  • The input phone number is associated with a different name and address
  • The input business may be associated with a post office box
  • The input business phone number is a mobile number
  • The input business zip code has a prison within the zip code area
  • The input business zip code is a military only zip code
  • The input business address may be a residential address (single family dwelling)
  • The input business phone number may be associated with a residential listing
  • The input business phone number and business address on record are geographically distant (> 10 miles)
  • The input business TIN is not found
  • No updates to business record in the past 36 months
  • No updates to business record in the past 24 months
  • No updates to business record in the past 12 months
  • Business operates or has operated at multiple locations
  • Business has been banned from doing business with the government
  • The input business address may be invalid according to postal specifications
  • The input business phone number is potentially invalid
  • The input business TIN is potentially invalid
  • The input business name matches the input alternate business name
  • The input business name may have been miskeyed
  • The input business address may have been miskeyed
  • The input business phone number may have been miskeyed
  • The input business TIN may have been miskeyed
  • The input business name was missing
  • The input business address was missing
  • The input business phone was missing or incomplete
  • The input business TIN was missing or incomplete