RiskView Score Report

The LexisNexis® RiskView™ Score Report returns only information for the subject.

Report and Results Elements and Icons

Reports and results contain elements that provide information to help you complete additional research actions.

For a list of possible elements, see Report and Results Element Descriptions.

For a list of possible icons, see Report and Result Action Icons.

Reports and results may contain risk indicator flags. Risk indicator flags indicate a potential risk that may need further investigation. For information about risk indicator flags and other informational icons, see Informational and Risk Indicator Icons.

note.pngDepending on your product subscription and administrative settings, you may not have access to the report or some of the information in the report.

Report Section Descriptions

The following table contains descriptions for each section of the report.

note.pngSubject has the same meaning as consumer.
Report Section Descriptions
Section Description
Header Information This section provides general information about the report.
Generated On
This line displays the date and the time when the report was generated.
Search Terms
This line displays the search terms that you entered into the search form.
Report Created For
This line displays who the report was created for.
Consumer Statements This section is returned only when one or more statements are added to the subject’s file, by the subject, regarding a dispute about the data that is in their file. A file-level statement or a record-level statement can be returned.
  • A file-level statement is made, by the subject, regarding their entire consumer report.
  • A record-level statement is made, by the subject, regarding a particular record (for example, a bankruptcy record).
RiskView Score The RiskView Score is an empirically-derived and statistically-sound model that is designed to predict the likelihood of an account becoming past due. RiskView possible scores range from 501 (highest risk) through 900 (lowest risk).

RiskView Score also returns the top four factors (five factors if an inquiry is involved in the score calculation) that influenced the score calculation. The Score Explanations indicate factors that influenced the score calculation. Score results can also vary from other industry credit scores because each agency uses their own mathematical formula and data content to calculate individual credit scores.

Talk to your LexisNexis® Risk Solutions account representative about establishing appropriate score cutoffs with the RiskView Scoring Models.
Alerts The RiskView Score Report returns alerts to highlight regulatory notices or score exception conditions on a subject’s file. Alerts may also be returned to indicate the bankruptcy chapter if a bankruptcy is on file. Alerts can be referenced for additional information when a RiskView Score of 0 is returned or when the RiskView Premium Report is blank. Because of state or federal law, some conditions may restrict the return of a RiskView Score Report or RiskView Premium Report.
The RiskView Score Report may return the following alerts:
Security Freeze On File
The subject requested a security freeze on their file.
note.pngIn collection scenarios that are not related to debt, state laws prohibit the return of a RiskView Score Report result.
Security Fraud Alert On File
The subject placed a security fraud alert on their file. Other RiskView Report content may return as part of the result when this alert is on file.
Consumer Statement On File
The subject placed one or more dispute statements on their file either at a file level (concerning the entire consumer report) or at the record level (concerning an individual record).
Insufficient Verification To Return A Consumer Report Under State Or Federal Law
LexisNexis Risk Solutions is unable to generate a RiskView Score Report result for the subject because of insufficient verification of input data.
Subject Reported As Deceased
LexisNexis Risk Solutions is unable to generate a RiskView Score Report for the subject because the subject is identified on file as deceased.
Unable to Return Results As Identity Not Found
LexisNexis Risk Solutions is unable to generate a RiskView Score Report result because there is insufficient data available on file to generate a report for the subject.
Chapter 7 Bankruptcy On File
Chapter 9 Bankruptcy On File
Chapter 11 Bankruptcy On File
Chapter 12 Bankruptcy On File
Chapter 13 Bankruptcy On File
Chapter 15 Bankruptcy On File